DSA MITRAHow DSA commission works: banks and NBFCs usually pay a DSA a percentage of the disbursed loan amount. The rate changes by lender, by product and often by monthly volume slab, and is written in the payout grid of your DSA agreement. It is paid after disbursal on the lender's payout cycle — which is why a disbursal you forget to claim is money you never see.
Where DSAs lose commission
- Unclaimed disbursals — the file disbursed, nobody raised it in the month's claim.
- Wrong rate — the grid changed or a volume slab was crossed, and the old percentage was used.
- Statement mismatch — the bank's payout statement does not match your sheet, and nobody has time to check line by line. Amounts received may also be net of TDS, so gross and net have to be reconciled.
- Sub-DSA disputes — a partner's payout is worked out by hand, and every month starts with an argument.
How DSA MITRA tracks commission
Rules per bank and product
Store each lender's commission rules once; every new disbursal is calculated with them.
Pending by bank
See what each bank still owes, file by file, so nothing disbursed goes unclaimed.
Commission before you log in a file
The eligibility check shows your commission at each bank for a customer, so you can choose where to log in.
Sub-DSA payouts
Each partner's share is worked out from the disbursals they sourced, with a payout wallet alongside.
Partner self-service
Partners log in to see their own files and payouts — fewer calls asking "mera payout kab aayega?"
Reports
Reports and analytics on your leads, files and commissions in one place.
Excel sheet vs DSA MITRA
| Excel + WhatsApp | DSA MITRA | |
|---|---|---|
| Commission on a disbursal | Typed by hand, rate looked up | Calculated from the bank's saved rules |
| What each bank still owes | Built manually at month end | Always visible, file by file |
| Sub-DSA payout | Separate sheet, frequent disputes | Worked out from the same disbursals; partner can see it |
| Linked to the lead and file | No | Yes — one record from lead to payout |
| Works on the phone | Barely | Android app and mobile web |
Frequently asked questions
Does DSA MITRA tell me the bank's commission rates?
No — rates come from your own agreement with each lender and change often. You enter them once and DSA MITRA applies them to every disbursal.
Can it calculate sub-DSA payouts?
Yes. Each partner's payout is worked out from the disbursals they sourced, and partners can log in to see their own files and payouts.
Is commission tracking a separate module?
No. It is part of the same CRM that tracks your leads and applications, so the commission is linked to the actual file. See pricing.
Stop leaving commission on the table
Try DSA MITRA free for 7 days with your real banks and files.
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